Singaporeans need to spend at least $20,000 and study hard for 3-4 years to earn a Bachelor Degree, but some foreign talents only need $800 and 30 minutes to buy a degree from degree mills. The degree can be Bachelor, Masters or Ph.D., depending on what employees want. Market changes easily for Singaporeans, the degree obtained from NUS/NTU might not be relevant. They also cannot afford to spend another 3-4 years studying. For foreign talents who buy their degrees, the so-called degrees can always be up-to-date as they can buy any type they like.