Tag Archives: Flaws

HDB’S FLAWED MEASURE OF HOUSING AFFORDABILITY

It states that “Overall, new HDB flats have remained affordable, the housing board said. In 2014, first-time home buyers used less than a quarter of their monthly income on average to pay for their housing loans, below international affordability benchmarks of 30 to 35 per cent, HDB said. It added that about 80 per cent of the first-time new flat buyers also service their monthly installment using only their CPF savings, with no cash outlay required.” This logic of affordability may be flawed because if you couldn’t afford it – you wouldn’t buy it in the first place.

Read More »

EX-TEACHER: SDP’S EDUCATION POLICY IS ENTICING BUT FLAWED & LACKS GOOD VIABLE SOLUTIONS

Here are my thoughts to SDP's Dr Chee's ideas on education. The paper was well written.....to elicit responses into thinking that MOE is not doing a good job, over looking big issues that the SDP have spotted and supposedly, came up with good solutions. Even as an ex-educator, at first read, it seems to make sense, but with deeper thought, it does not. Hence I felt the need to share my thoughts with those around me.

Read More »