We believe that if there were information which could help HDB to fetch a better price for the BTOs (eg. Mall, LRT stations, amenities etc), HDB would surely have put them up prominently and affirmatively. We expect HDB to do likewise for information (eg. Columbarium) that may make the flats less attractive to most buyers and thus, fetch lower prices for HDB. These are not “isolated cases” but happened in a massive scale. Thus, we feel that HDB should not treat our demand for refund without other penalties as a case by case basis. HDB should be more transparent and fair in dealing with all those who wanted a full refund.