I'm a single gay in my early 20s, I've always wanted to own a home as I don't get along with my family members and have been renting rooms to live. HDB allows only singles who are at least 35 to buy a HDB. I did a calculation, If I spend roughly $10000 a year renting until I'm 35, I would have spent at least 120K on renting, which is enough to buy me 1/2 of a HDB or 1/3 of a HDB flat. I did jobs help here and there and managed to save up a home fund of about 100K. Which is enough for a HDB down payment. Yet I'm homeless. I feel like crying. They really discriminate singles and gays.