There's something I want to tell everyone. You're being gaslighted by the PAP. Getting a degree gets you a pay level that's supposed to be acceptable, but now it's no longer so. The truth is there're not enough jobs to go around for degree grads who are expecting degree level pay, even entry pay like 3k a month.
So the government tells you to either upgrade or no need to study degree because it's unnecessary. So the degree is unnecessary, because the truth is there're not enough jobs to go around for you and if you do not have a degree, you wouldn't have expectations of a degree level pay. Basically, you've done all you need for basic achievement in life but you are being punished for being inefficient simply because your government is blaming the failure of the system on you, and not themselves.