My mother passed away 3 years ago and I have managed clear a little of her debt. However, I do realize I need help - the debt can never be cleared. I currently owe about $70,000. Most of my pay goes to the repayment of debts my mother incurred in the past. It has came to the point where I am using the power top up key for electricity and water. My water pressure is on a constant low and showering requires 30 minutes of time. I'd like to find my happiness, get married and have kids to give them a wholesome childhood I never had. With debt, there's not much I can do - no money for house, wedding, wedding band etc. I'm 38 and she has waited too long. And for me, it's been too long since I'm stress free. Today, I am pleading the public to ask for help.