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I refer to the 4 minutes and 8 seconds youtube video “How much HDBs really cost in Singapore” – “Buying your first apartment can be daunting, but with clever planning, a 4-room BTO flat in Sembawang wouldn’t even require any payment upfront.
Here’s a crash course on how you can pay the least possible amount for a house in Singapore!” by TheSmartLocal.com (published about a month ago) which already has 340,000 views and 1,900 comments.
If you are buying arguably, one of the most expensive public housing (ratio of price to net income) in the world …
If you may be putting a lot of your savings for retirement into your flat – leaving you with insufficient funds for retirement …
If your flat’s value starts to decline when potential buyers perceive that it may be too old …
If at the end of the day (99 years lease) – your flat may become worthless …
Do you think you are “smart” or “stupid”?
Leong Sze Hian
