LOANSHARK THREATENS TO CHOP MAN AFTER HE PAYS UP HIS DEBT IN FULL

A series of unfortunate events and being the fool that I was, I gave a loanshark my details over the phone. And said loanshark transferred $600 SGD to my bank account. I chased him for repayment details: $960 SGD a week later (29th Feb)

On the repayment day, said ah long gave me a bank account number and the message “make defer payment by 6pm”. 6pm was less than an hour away, so I rushed to the nearest cash deposit machine and deposited $960.

Here is where the fun begins. The loanshark called me and asked why the f**k did I deposit so much. Now the account is frozen because I transferred the full amount. I was supposed to magically know that “defer payment” means $200 – $300, and not the full amount (details: the acct had $5760, now I made it $6720, thus frozen).

He screamed at me, saying that his boss will kill him. And that subsequently he will make my life miserable. Sent me a video of them setting a flat on fire.

He threatened me, and asked me to pay half of the $6720, which I rejected. It sounded like a really bad story to get more money out of me. You lent me $600, which I did not need. And I paid you $960, that should be the end.

I then proceeded to make a police report, who advised me to ignore the guy and not to pick up his calls anymore.

Here’s where I fucked up: I thought that the ah long was lying. But a banker friend then clarified my doubts: an account will indeed get frozen if multiple small transactions are detected.

The ah long may be actually telling the truth (he declared rather proudly that they are ah longs over the phone, and that his boss will chop me or something along those lines).

Today is the 3rd day, after 2 sleepless nights, they are still calling me.

But after realising that the guy may be telling the truth, honestly I did feel a tinge of guilt. It has since dissipated but it’s like, all of us are just out to make a living. And even if it’s true, I don’t believe that he can’t get the bank account unfrozen.

Not sure what I should do. Now every night I just go home and hope that they won’t burn my house.

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