Its coming to end of the year. Which i hate most because there will be another round of mean test stuff going on with MSF for my childcare fee.
Really have question on how they caculate our household income? the way MSF caculate our household income can really “kill” the middle income people! how can they include those amount like bonus which we got once a year or sometime dont even have and also those amount in the cpf?
I really hope MSF will improve in their caculation of household income! Not gross but the nett income which we can spend every month!
Bonuses is not a confirm amount and also cpf contribution is the amount which we unable to use at all till old age!!! this is very unfair for middle income people!