7 REASONS WHY THE PAP GOVT IS NOT LOOKING AFTER YOU & I

Do you know that the PAP-run government spends the least on healthcare, as a percentage of GDP, among the developed countries and also one of the lowest in the world?

However, because of that, Singaporeans are made to pay the most out of our own pockets to pay for healthcare, after Switzerland.

At the same time, the PAP makes Singaporeans take our CPF to pay for healthcare but when they introduced Medisave in 1984, they actually reduced health subsidies from 50% to 30% and made us pay more from Medisave.

Today, the Medisave has earned more than $70 billion from Singaporeans but we are only able to use less than 1.5% from it every year.

Also, while the PAP takes our Medisave and CPF to earn, we then save lesser in the CPF and are not able to retire.

In addition, Singapore has annual surpluses of more than $20 to $30 billion every year, which is more than enough to give all Singaporeans free healthcare. However, the PAP is unwilling to do so, and more than 2,400 Singaporeans had to pay more than $10,000 in 2011 just for their healthcare bills.

Where Singaporeans already earn the lowest wages among the highest income countries and where the PAP makes Singaporeans pay the most out from our own pockets to pay for healthcare, yet take even more from our CPF to earn, how are Singaporeans expected to stay afloat?

This is also the reason why there are today more and more stories about how Singaporeans have to choose to die because they cannot afford to seek medical treatment.

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1 How the PAP is Not Taking Care of Singaporeans @ Out-of-Pocket Health Expenditure

Chart: World Health Organisation World Health StatisticsGlobal Health Observatory Data Repository

Do you know that the PAP-run government spends the least on education, as a percentage of GDP, among the developed countries and also one of the lowest in the world?

And because of that, Singaporeans have to pay one of the highest university tuition fees (for citizens) in the world, if not the highest, and possibly also pay the highest childcare fees in the world.

Yet, where many developed countries and countries with a similar level of wealth provide free education for its citizens, Singaporeans are still expected to pay the most out of own pocket for education.

This is even so that Singaporeans already earn the lowest wages among the highest income countries.

Not only that, the PAP would spend $400 million every year to pay foreign students to study in Singapore but it would make Singaporeans pay more than $400 million just to study in the local universities.

First, the PAP would not spend its available budget on Singaporeans and where the government earns $20 to $30 billion in surplus every year, there is more than enough to provide for free education for all Singaporeans at all levels.

However, the PAP is unwilling to do so, and not only that, expects Singaporeans graduates to earn one of the lowest wages among the developed countries.

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2 How the PAP is Not Taking Care of Singaporeans @ University Fees

Chart: OECD Education at a Glance 2014

Do you know that the PAP-run government spends the least on social protection, as a percentage of GDP, among the developed countries?

In fact, Singapore is still one of very few countries in the world where there is no income protection or unemployment benefits for Singaporeans, so that when a Singaporean loses his or her job, he or she is left to fend for him or herself and have to continue to pay for the most expensive healthcare and education in the world.

And because the government does not cover adequately for these, if a Singaporean is found without a job or earns low wages, they would not be able to buy additional insurance for protection and are left unprotected in the most expensive country in the world.

On top of that, because Singaporeans also earn the lowest wages among the highest income country, the lowest social protection expenditure by the government also leaves the livelihood of Singaporeans at threat.

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3 How the PAP is Not Taking Care of Singaporeans @ Social Protection

Chart: International Labour Organization World Social Protection Report 2014/15

Do you know that Singaporeans have to pay for the most expensive public housing and one of the most expensive private housing in the world?

However, Singaporeans still earn the lowest wages among the highest income countries, which means that many Singaporeans are also left in heavy debt. In fact, Singapore has the second highest debt in Asia.

Also, since the 1980s, the PAP-run government included land costs into HDB flats and since then, they have kept increasing the cost of land.

Today, Singaporeans have to pay 60% of the flat prices into land costs, even though the land does not belong to us, since the government has bought it cheaply from Singaporeans since the 1960s.

Moreover, not only do Singaporeans have to pay for housing mortgage, they also have to pay for the accrued interest, which thus means that Singaporeans are actually double paying on the interest on their HDB flats and become saddled in even heavier debt.

And because Singaporeans are made to use their CPF to pay for the HDB flats, many Singaporeans are unable to retire today because they simply cannot save enough inside their CPF to do so.

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4 How the PAP is Not Taking Care of Singaporeans @ Housing

Chart: Global Property Guide World’s most expensive cities

Do you know that the PAP-run government gives the lowest interests rates to Singaporeans on our CPF in the world?

And do you know that because of this, Singaporeans also have one of the least adequate pension funds in the world?

However, the PAP takes Singaporeans’ CPF to invest in the GIC and Temasek Holdings but where they earn between an estimated 6% to 16% annually, the PAP only gives back 2.5% to 4% back to our CPF.

In effect, the PAP is earning at least half of the earnings from Singaporeans’ CPF.

However, even though Singaporeans have one of the least adequate pension funds in the world, the PAP takes Singaporeans’ CPF to allow the GIC and Temasek Holdings to become the top 11 richest sovereign wealth funds in the world.

On top of that, because the PAP has depressed the wages of Singaporeans for the past 10 to 20 years and because CPF interest rates have not grown, this has also led to the real value of our CPF going down.

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5 How the PAP is Not Taking Care of Singaporeans @ Pension Returns

Chart: SwedenSwitzerlandIndiaAustraliaMalaysiaHong Kong

Do you know that the PAP-run government spends the least on public pension, as a percentage of GDP, among the developed countries?

In fact, Singapore does not even have a public pension program.

However, the PAP has depressed the wages of Singaporeans and reduced the CPF interest rates to 2.5% and because of this, has caused Singaporeans to have one of the least adequate pension funds in the world.

Yet, the PAP would still not introduce a pension fund to supplement the retirement needs of Singaporeans.

On top of that, the government has $20 to $30 billion in surplus every year which is more than enough to provide for a decent public pension program for elderly Singaporeans.

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6 How the PAP is Not Taking Care of Singaporeans @ Pension

Chart: International Labour Organization World Social Protection Report 2014/15

Do you know that the PAP-run government makes Singaporeans work the longest hours in the world?

This is on top of Singaporeans having to also earn the lowest wages among the high-income countries.

This is no wonder Singaporeans have poor work-life balance and have been ranked as one of the least unhappy people in the world.

Moreover, because of the long working hours and low wages, and because the PAP also spends the least on healthcare, education, retirement and social protection for Singaporeans, this has also resulted in Singapore having the lowest fertility rate in the world, also because Singapore is now the most expensive country in the world and the PAP has made it too expensive to raise a child in Singapore.

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7 How the PAP is Not Taking Care of Singaporeans @ Working Hours

But where Singapore is a developed country and one of the richest countries in the world, should this be how the government should treat its citizens?

SAY NO TO PAP

SAY NO TO PAP CROPPED

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